📊 Budget Calculator

Our Budget Calculator helps you track your monthly income and expenses in one place. Add multiple income sources and expense categories, then instantly see your total income, total expenses, remaining balance, and savings rate. It is a simple but powerful tool for personal financial planning.

The calculator sums all income entries to calculate Total Income, sums all expense entries to calculate Total Expenses, then subtracts expenses from income to find the Remaining balance. The Savings Rate is calculated as (Remaining ÷ Total Income) × 100%.

1. Use the + Add Income button to add all your income sources and enter each amount.
2. Use the + Add Expense button to add all your expense categories and amounts.
3. Enter descriptive labels for each item to keep track.
4. Click Calculate Budget to see your totals, remaining balance, and savings rate.

¿Qué es una buena tasa de ahorro?

Financial experts recommend saving at least 15-20% of your income. Even 10% is a great start if you are just beginning.

¿Con qué frecuencia debo actualizar mi presupuesto?

Review your budget monthly. Track actual spending against your plan and adjust categories as your financial situation changes.

¿Qué pasa si mis gastos superan mis ingresos?

Look for variable expenses to cut — dining out, subscriptions, and entertainment. Consider ways to increase income through side work or a raise.

This tool is for informational purposes only and does not constitute financial advice. Consult a qualified financial professional for advice specific to your situation.

Follow the 50/30/20 rule: 50% of income for needs, 30% for wants, and 20% for savings and debt repayment. Track every expense for at least one month to understand your true spending patterns. Use automated transfers to make saving effortless.